Mac and Cheese with Cheddar and Monterey Jack
This baked mac and cheese combines sharp cheddar, Gouda, and Monterey Jack in a creamy sauce. It’s ready in about 50 minutes.

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We use sharp cheddar for a bolder flavor, Gouda for a buttery taste, and mild Monterey Jack to make it extra creamy. The sauce starts on the stovetop with whole milk and heavy cream. Then we stir in the elbow macaroni, transfer everything to a 9×13-inch dish, and bake for 15 to 20 minutes, until it’s bubbling around the edges and golden brown on top.
Serve it with Slow Cooker BBQ Beef or classic meatloaf for an easy dinner.
How to Make Mac and Cheese with Cheddar and Monterey Jack
Begin by cooking the macaroni noodles in a large pot of salted water according to the package directions. Cook just until al dente then drain the water, and set the noodles aside.
Next, grab a large pan and place it over medium heat. Melt the butter and then sprinkle in the flour. Cook the flour and butter mixture for 2 to 3 minutes to remove any raw flour flavor.

Pour in the milk, heavy cream, salt, ground mustard, and cayenne pepper.
Continue to whisk the ingredients together and until they begin to steam. At this point, it’s time to add the cheese.

Slowly start add the shredded cheeses no more than a small handful at a time. Adding too much cheese at once will cause it to sink to the bottom of the pan, stick, and burn.
Make sure to whisk as you add the cheese, and don’t add more cheese until the previous addition melts. You should be able to lift the whisk out of the sauce and not see strands of cheese dripping from it. If you still see cheese, keep whisking until it completely melts.

Once all the cheese is added, stir in the cooked pasta.
Lightly grease a 9×13-inch baking dish and transfer the macaroni and cheese to the dish. Top with shredded cheddar cheese and bake at 350°F for 15 minutes. The mac and cheese should bubble around the edges and the cheese on top should melt.

Serve warm with your favorite main dish like BBQ pulled pork or fried chicken tenders!
Three Cheese Mac and Cheese Tips
- We love the combination of cheddar, gouda, and Monterey cheeses, but feel free to swap any of those out with your favorites. Pepper jack, mozzarella, colby, American, havarti, fontina, parmesan or gruyere make good options.
- Do NOT let the heavy cream and milk mixture come to a boil, if it does your cheese sauce will separate.
- For extra flavor and texture, top this macaroni and cheese with toasted bread crumbs, crumbled bacon, spicy jalapeños, or diced ham.
- The cheese sauce for this recipe looks thin, but it thickness nicely once the starchy noodles get added and it’s baked.
Can you freeze baked macaroni and cheese?
This baked macaroni and cheese freezes, but the texture changes and the noodles soften. For best results, prepare the mac and cheese in a freezer-safe container or wrap it in a layer of plastic wrap followed by a layer of aluminum foil. It should stay fresh about 2 months when properly stored.
Thaw it completely in your fridge before baking at 350°F in a preheated oven for 30-45 minutes or until it’s hot and bubbly.
Do you have to bake this recipe?
Nope! You sure don’t. After adding the cooked noodles to the cheese sauce, this recipe is ready to enjoy. No need to bake. Although, the cheese sauce may be a little on the thin side since it hasn’t had time to adequately mix with the starches from the noodles.

How to Video
Ingredients
- 16 ounces elbow noodles, uncooked
- 5 tablespoons unsalted butter
- 5 tablespoons all-purpose flour
- 3 cups whole milk
- 2 cups heavy cream
- 1 teaspoon salt, or more to taste
- ¼ teaspoon ground mustard
- ⅛ teaspoon cayenne pepper, or more to taste
- 8 ounces sharp cheddar cheese, shredded off the block
- 8 ounces gouda cheese, shredded off the block
- 4 ounces Monterey jack cheese, shredded off the block
- 4 ounces sharp cheddar cheese, shredded off the block (optional for topping while baking)
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Instructions
- Preheat the oven to 350°F, and lightly grease a 9×13-inch baking dish.
- Cook the elbow macaroni per the package instructions just until al dente. Drain and set the noodles aside to be used later.16 ounces elbow noodles
- In a medium pan over medium heat, melt the butter then add the flour. Whisk the mixture and let it cook for 2 to 3 minutes.5 tablespoons unsalted butter5 tablespoons all-purpose flour
- Add the milk, heavy cream, salt, ground mustard, and cayenne to the butter/flour mix. Use a whisk to combine the ingredients, then let everything cook until the cream begins to steam and the liquids starts to thicken.3 cups whole milk2 cups heavy cream1 teaspoon salt¼ teaspoon ground mustard⅛ teaspoon cayenne pepper
- Slowly add the shredded cheddar, gouda, and Monterey Jack cheeses. Be sure to whisk the cheese sauce as everything melts together. The sauce should begin to thicken more as it cooks.8 ounces sharp cheddar cheese8 ounces gouda cheese4 ounces Monterey jack cheese
- Combine the cheese sauce and the pasta noodles. Transfer the mixture into the prepared baking dish. Top with the remaining shredded cheddar cheese.4 ounces sharp cheddar cheese
- Bake for 15 to 20 minutes until the cheese is lightly browned bubbly. Serve hot!
Notes
- The calories listed are an approximation based on the ingredients in the recipe card and a serving size of 1 cup of macaroni and cheese. Actual calories will vary.
- Store leftovers in the fridge for up to 4 days.



