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White Hot Chocolate

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Our homemade white hot chocolate recipe only uses 4-ingredients to create a decadent hot chocolate that’s sure to please any chocolate lover!

Oh man, who doesn’t love a warm cup of hot chocolate? Well, I’m sure someone out there would pass on it.

But, I wouldn’t. Especially, a sweet, homemade cup of white hot chocolate topped with whipped cream!

As you can see from the photos, that’s exactly what we’re sharing today. A quick and simple, white hot cocoa recipe.

White hot chocolate served in mugs with whipped cream.
Kim topped our white hot chocolate with fluffy whipped cream!

When I say quick and simple, I mean it. The list of optional toppings is longer than the ingredient list.

So, grab a saucepan and few panty items and let’s get started.

Aerial view of the finished drink in a mug.
For our recipe, we used regular white chocolate chips. You can find those at just about any supermarket.

How to make our white hot chocolate recipe?

First, place a large saucepan over low heat. Pour in the milk, heavy cream, and vanilla extract.

Top-down view of milk and other ingredients in a saucepan.
Keep the pan over low heat so the ingredients don’t separate.

Next, stir in the white chocolate chips. Once the chocolate has melted and the mixture starts to steam, turn off the heat.

The drink has been transferred to a mug.
Make sure the mug is heat-safe because your cocoa will be hot.

Then, transfer the mixture to a mug. At this point, your hot cocoa is technically done.

However, if you’re like us, then you have to add some toppings. Below is a list of our favorites’.

What are the best hot chocolate toppings?

  • Whipped Cream
  • Chocolate shavings (semi-sweet, dark, or white)
  • Holiday Sprinkles
  • Marshmallows
  • Chocolate Chips (semi-sweet, dark, or white)
  • Crushed Nuts (peanuts, almonds, pistachios, etc.)
  • Chocolate Syrup (dark or white)
Whipped cream added as a topping.
If you’re looking for a unique whipped topping, we have lots of options!

Last, once the hot chocolate has been topped, serve and enjoy.

That’s it, your white hot chocolate recipe is done! Kim and I hope you like it and wish you all the best 🙂

Closer view of the finished hot cocoa in mugs.
For the best quality drink, try to use high-quality chocolate chips.
Closer view of the finished hot cocoa in mugs.

White Hot Chocolate

Yield: 4 Cups
Prep Time: 5 minutes
Cook Time: 7 minutes
Total Time: 12 minutes

Our homemade white hot chocolate recipe only uses 4-ingredients to create a decadent hot chocolate that's sure to please any chocolate lover!



In a large saucepan, combine the milk, heavy cream, chocolate chips, and vanilla over low heat. Stir until the chocolate chips are completely melted and the ingredients begin to steam but not boil.

Pour into 4 serving cups, and add your favorite toppings.

Serve immediately!

Optional Toppings: Whipped Cream, White Chocolate Shavings, Sprinkles, Marshmallows


The calories listed are an approximation based on the ingredients in the recipe card and a serving size of about 1-cup of the white hot chocolate. Furthermore, the calorie count does NOT include any optional toppings. Actual calories will vary. Leftovers can be stored, in your fridge, in a sealed container for up to 3-days. For more information, please refer to the post.

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As an Amazon Associate and member of other affiliate programs, I earn from qualifying purchases.

Nutrition Information:
Yield: 4 Serving Size: 1
Amount Per Serving: Calories: 543Total Fat: 41gSaturated Fat: 25gTrans Fat: 1gUnsaturated Fat: 12gCholesterol: 94mgSodium: 133mgCarbohydrates: 35gFiber: 0gSugar: 36gProtein: 10g

*The calories are an estimate and are based on the ingredients and serving size listed. The calories can vary depending on the brand of product purchased.

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